>Yes, you should have a will. You have spent a lifetime building your portfolio. If you are concerned about who will receive your assets and personal property, you can determine the rightful recipients by creating a will. A will protects your family and loved ones and assures that your assets are distributed according to your instructions.
If you are married with dependents, a will is still necessary. In the event of a tragic double fatality, the older spouse is considered to have died first. The younger spouse automatically inherits the older spouse’s assets. If the younger spouse does not have a will, the assets will then be distributed based on a court determination.